When you get in a mishap, what should you do? The first steps are simple: relocate your vehicle to the side of the roadway, ensure everyone is okay, call 911, take images of the cars, exchange info with the other celebration and call your insurance coverage business But what do you do when the insurance coverage company calls you?
Handling your insurance company.
This individual works for your insurance business. It could be a “personnel adjuster” utilized by your insurance policy company, or it might be an “independent” adjuster.
1. Where is your vehicle located.
2. Is your vehicle damaged?
3. Exactly what took place in the accident?
4. Was anybody hurt?
They wish to know where your car is found to see to it that it is not accruing storage charges from a tow store. If it is, they will ask you to call the tow shop and authorize the vehicle to be released. Most insurance coverage business will then move your automobile to among their chosen body shops. If your car is at a tow yard, you must release it to your insurance policy business. Let them relocate it. This is not a fight to combat.
They then want to understand if your car was harmed, and normally where the damage is located. If the vehicle is seriously harmed, let them understand. At this point you should be considering contacting an attorney columbia sc.
When they ask you exactly what occurred in the accident, they may ask you for a recorded statement. You are NOT required to allow them to tape-record your statement. Your policy needs that you work together with your insurance coverage company but there is nothing in many policies that requires you to provide a recorded statement. Address their concerns however do not give them a recorded statement at this time. Inform them exactly what you know, and if you are still shaken, inform them that you want a day or more to settle down, and afterwards speak to them.
You must let them know if anybody was harmed. Inform them exactly what you understand, and if you are not sure if you are harmed, tell them that.